
Planning to co-borrow a loan? Take note of these points
Want to increase the home loan amount by applying with a co-borrower? Make sure you are aware of the legal and financial implications.

Bank of Maharashtra cuts home loan rate to 8%
The public lender is one of the few banks that have come forward to offer some relief to homebuyers this festive season amid rising interest rates.

Be aware of pre-possession costs
Taking possession of your apartment can prove costly, if your developer levies additional charges and escalated costs. Understand these charges fully, to ensure a smooth transfer

Which payment plan suits your pocket?
With the market witnessing a slowdown over the past couple of years, payment plans that have been launched recently, have become more favourable towards buyers

Home loan options when buying an affordable home
Home loan instalments paid on an under-construction property, are based on a ‘margin share’ principle. Here’s a look at how this works and other points that applicants need to consider

Reverse mortgage: Show me the money, say senior citizens
Although the reverse mortgage scheme was launched with excellent intentions, benefits for senior citizens who opt for the same, have remained limited

You can withdraw 90% EPF to buy home, pay EMI from account
Over four crore subscribers of the retirement fund body, Employees Provident Fund Organisation, can now make down payments and pay EMIs from their EPF accounts to buy homes

The top 5 property purchase plans in the market
Developers today, are offering various payment plans. What is the actual fund outflow under such plans, compared to conventional home purchase plans? We get the expert’s take

How to choose the right home loan lender
With so many options available, choosing a home loan is a daunting task for the prospective buyer. Here is what you need to keep in mind before making a decision

Don’t bank on pre-approved home loans alone, for due diligence!
When opting for a project that offers pre-approved loans, buyers should obtain a second opinion on due diligence, instead of relying solely on that of the housing finance institution