Problems people face while transferring home loans
While it may be tempting for a home loan borrower to transfer his/her loan to a bank that offers lower rates, there are several charges and procedures that the applicant should consider
Axis Bank’s EMI waiver vs ICICI Bank’s cash-back scheme: Which one is better?
After Axis Bank introduced its ‘Shubh Aarambh Scheme’ of home loans, where the borrower would get credit of 12 EMIs, ICICI Bank has come out with a 1% cash-back EMI scheme. We compare both the schemes, to ascertain which is better
Axis Bank’s EMI waiver scheme: An analysis
Axis Bank has recently introduced a home loan scheme called ‘Shubh Aarambh Home Loans’, which offers waiver of 12 EMIs. We examine how this scheme works and the eligibility criteria for borrowers
Will home loans become costlier under the GST?
What are the various factors that will change under the Goods and Services Tax regime, vis-à-vis home loans and how will it impact borrowing costs? We take a look
How will changing interest rates impact home loan EMIs
With many banks lowering their lending rates, we examine the impact on the home loan segment and the factors that borrowers need to be aware of, to get the best deal
Rs 2 lakhs cap on interest deduction: How it impacts property investors
The government has proposed to cap the loss adjustment from rental income from property, to Rs 2 lakhs per annum. We examine how this move is likely to impact real estate investors in the long run
Calculate your perfect home loan amount
Considering that people often opt for long tenures on their home loans, even a small miscalculation in the loan amount that one opts for, can result in major financial trouble
The financial benefits of buying a ready-to-move property vs an under construction one
In the current market scenario, we explain the financial benefits of investing in a ready house as opposed to an under-construction property
Impact analysis of RBI’s relaxation of risk weightage norms for home loans
The Reserve Bank of India, in its monetary policy review on June 7, 2017, made several announcements that could augur well for home buyers and developer. We look at each announcement and its impact
SBI’s reduction in home loan rates by 0.25%: Will it really help home buyers?
The State Bank of India, on May 8, 2017, made a big announcement of reduction in home loan rates by 0.25 per cent, for home loans up to Rs 30 lakhs. We examine how this reduction will work, in practice