Problems people face while transferring home loans TB

Problems people face while transferring home loans

While it may be tempting for a home loan borrower to transfer his/her loan to a bank that offers lower rates, there are several charges and procedures that the applicant should consider

Axis BankE28099s EMI waiver vs ICICI BankE28099s cash back scheme Which one is better Thumbnail 300x200 compressed

Axis Bank’s EMI waiver vs ICICI Bank’s cash-back scheme: Which one is better?

After Axis Bank introduced its ‘Shubh Aarambh Scheme’ of home loans, where the borrower would get credit of 12 EMIs, ICICI Bank has come out with a 1% cash-back EMI scheme. We compare both the schemes, to ascertain which is better

Axis BankE28099s EMI waiver scheme An analysis Thumbnail 300x200 compressed

Axis Bank’s EMI waiver scheme: An analysis

Axis Bank has recently introduced a home loan scheme called ‘Shubh Aarambh Home Loans’, which offers waiver of 12 EMIs. We examine how this scheme works and the eligibility criteria for borrowers

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Will home loans become costlier under the GST?

What are the various factors that will change under the Goods and Services Tax regime, vis-à-vis home loans and how will it impact borrowing costs? We take a look

How will changing interest rates impact home loan EMIs Thumbnail 300x200 compressed

How will changing interest rates impact home loan EMIs

With many banks lowering their lending rates, we examine the impact on the home loan segment and the factors that borrowers need to be aware of, to get the best deal

Rs 2 lakhs cap on interest deduction How it impacts property investors Thumbnail

Rs 2 lakhs cap on interest deduction: How it impacts property investors

The government has proposed to cap the loss adjustment from rental income from property, to Rs 2 lakhs per annum. We examine how this move is likely to impact real estate investors in the long run

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Calculate your perfect home loan amount

Considering that people often opt for long tenures on their home loans, even a small miscalculation in the loan amount that one opts for, can result in major financial trouble

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The financial benefits of buying a ready-to-move property vs an under construction one

In the current market scenario, we explain the financial benefits of investing in a ready house as opposed to an under-construction property

Impact analysis of RBIE28099s relaxation of risk weightage norms for home loans Thumbnail 300x200 compressed

Impact analysis of RBI’s relaxation of risk weightage norms for home loans

The Reserve Bank of India, in its monetary policy review on June 7, 2017, made several announcements that could augur well for home buyers and developer. We look at each announcement and its impact

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SBI’s reduction in home loan rates by 0.25%: Will it really help home buyers?

The State Bank of India, on May 8, 2017, made a big announcement of reduction in home loan rates by 0.25 per cent, for home loans up to Rs 30 lakhs. We examine how this reduction will work, in practice