Numerous banks have recently announced sizeable cuts in their lending rates. How does this affect you and how can you derive the maximum benefit from the reduced home loan rates? We explain

In a first for Indian home loan borrowers, Bank of Baroda has announced differential rates for its home loans, linked to the borrower’ credit score. We examine the implications for home loan seekers and the housing finance industry

To what extent will a reduction in the marginal cost of funds-based lending rate (MCLR) by a bank, impact one’s home loan rates and EMI? We examine

The choice of a fixed, floating, or semi-fixed interest rate home loan, depends on factors such as the tenure of the loan, age of the applicant and prevailing market conditions

When it comes to income tax benefits, it is always better to go for a ready-to-occupy property instead of an under-construction one

Financial institutions have introduced niche products like home loans for women, and reverse mortgage for senior citizens. Here’s a lowdown on the offerings

If you are planning to buy a house, you should be financially prepared to meet several other long-term costs, in addition to the cost of the property. We tell you what you need to consider, before making a decision

Here’s a quick guide to calculating the budget and the EMI for purchasing a home, based on one’s earning capacity and the steps you need to take in advance, to meet this financial commitment

With interest rates on a downward trajectory, this may be the best time to avail of a housing loan. We look at the options available for home buyers and the factors to watch out for